Who we are
We help members manage and grow their money with secure, convenient, and affordable services. As a trusted Arizona institution, Desert Financial blends the community focus of a credit union with the scale of a full-service bank. Join online, manage your Desert Financial Account on any device, and visit our branches for personalized, in-person guidance.
- Secure Desert Financial online & mobile banking with multi-factor authentication.
- Checking and savings with smart tools, real-time alerts, and budgeting controls.
- Credit cards, auto loans, home loans, and more — with transparent, competitive terms.
- Friendly, knowledgeable support by phone and at our Arizona locations.
Hours: Mon–Fri 9:00–17:00, Sat 9:00–13:00 · Phone: +1 (602) 433-7000 · Address: 108 N 40th St., Phoenix, AZ 85034
Desert Financial login
Use the official Desert Financial Login to securely check balances, transfer funds, pay bills, set alerts, and manage your Desert Financial Account—all in a few taps.
Go to Desert Financial Login Get the Mobile App
Searching for Desert Fiancial? You’re in the right place—the correct spelling is Desert Financial.
Accounts: Checking, Savings & Certificates
Open a Desert Financial Account online and start banking the same day. Our accounts are built for everyday money management with low fees and powerful digital features.
| Category | Highlights |
|---|
| Checking | Everyday spending, debit card, transfers, bill pay, alerts, digital wallet support. |
| Savings | Competitive dividends/APY, easy transfers, goals and alerts, ATM access. |
| Certificates | Fixed terms and predictable returns; check current APY. |
Access Desert Financial online to set up direct deposit, automate savings, and track spending with real-time notifications.
Cards & Loans
From cars to homes to everyday purchases, Desert Financial offers lending options with clear, competitive terms.
- Credit cards: rewards, fraud monitoring, and $0 liability for unauthorized purchases.
- Auto loans: competitive rates and flexible terms.
- Home loans: purchase, refinance, and home equity options.
- Personal loans: fast decisions and simple payments.
Membership and eligibility may apply. Terms subject to change.
Digital Banking Features
Desert Financial online banking is built for speed and security, so you can manage your Desert Financial Account anywhere in Arizona and beyond.
- Secure account access and activity alerts.
- Bill pay, transfers, and scheduled payments.
- Mobile check deposit and card controls.
- Profile and security settings with MFA.
✓ Optimized for iOS & Android
Branches & Hours
Find the nearest branch or ATM, view services, and confirm hours (including holidays).
- Regular hours: Monday – Friday, 9:00 AM – 5:00 PM.
- Saturday: limited hours (check the branch page).
- Some services may require an appointment.
Open branch locator
Frequently Asked Questions
Can I open an account online?
Yes. Apply for membership and open Desert Financial Account options securely online.
Do you offer mobile banking?
Yes. Use our app to deposit checks, pay bills, transfer funds, and manage cards with the Desert Financial login.
How do I find branch hours?
Use the branch locator to view current hours and available services.
Is my information secure?
We use encryption, MFA, and continuous monitoring to protect Desert Financial online banking sessions.
Legal
All trademarks are the property of their respective owners. Product availability, rates, and terms are subject to change. Membership eligibility may apply. This website template is provided for informational and testing purposes and does not represent any specific financial institution.